|Rewards||Exclusive union member discounts available online. All credit card holders are eligible for grants in the event of job loss, illness, disability, or union-sanctioned strike, assuming their account is in good standing. Cash back offers and introductory APR may be available, depending upon creditworthiness.|
|Annual Fee||$0-$35, depending on creditworthiness.|
|Cardmember Agreement||View Here|
|Cash Advance APR||23.99% APR.|
|Cash Advance Fee||Either $10 or 4% of cash advance amount, whatever is highest.|
|Late Payment Fee||Up to $35.|
|Purchases APR||10.9% to 20.9% APR, depending on creditworthiness.|
My APR rate was raised; I called about my account. Apparently, my credit worthiness is worthless even though I've been a member since 2003, paid off my account several times, can count on 1 hand since 2003 times I've been late. The supervisor refused to return my APR rate back to my previous month's rate and just sited that interest rates have increased on all cards. Bunk!!!!! I find this card is worthless. I froze the account and intend to pay off asap.