|Rewards||Earn 5 rewards points for every $1 spent at participating Ritz-Carlton and Marriott locations, earn 2 rewards points for every $1 spent at restaurants, airline tickets and car rental agencies, earn 1 rewards point for every $1 spent anywhere else, and receive a 10% point bonus annually|
|Signup Bonus||Complimentary 3 night stay at a Ritz-Carlton Hotel when you make $5,000 in purchases (within 90 days of opening account) and 10,000 bonus points after you make your first purchase within 90 days of opening the account (you must add an additional user to the account within this period to qualify for this bonus)|
|Cardmember Agreement||View Here|
|Cash Advance APR||25.24% (APR is subject to change)|
|Cash Advance Fee||$10 or 5%, whichever is greater|
|Late Payment Fee||Up to $37|
|Purchases APR||16.24% to 23.24% (APR is subject to change)|
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