|Rewards||Cardholders can earn $25 per quarter to pay down their balance faster if they pay more than the monthly minimum payment each month. There is an additional $5 bonus per quarter if for cardholders who have a Bank of America checking or savings account.|
|Signup Bonus||Cardholders get 0% introductory APR for first 12 months.|
|Cardmember Agreement||View Here|
|Cash Advance APR||14.99% to 24.99% APR, depending upon creditworthiness and type of advance requested|
|Cash Advance Fee||Cardholders pay either $10 or 3% of transaction for director deposit and check cash advances. Cardholders pay either $10 or 5% of transaction for bank cash advances|
|Late Payment Fee||Up to $38|
|Purchases APR||11.99% to 21.99% APR, depending upon creditworthiness|
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