|Rewards||Earn 3 points per $1 spent at office supply stores and on cellular phone, landline, internet and cable TV services, earn 2 points per $1 spent on restaurant and gasoline purchases, earn 1 point per $1 spent on all other purchases|
|Signup Bonus||0% introductory APR for the first 6 billing cycles on purchases and balance transfers made within the first 186 days, receive $25 cash back after first purchase|
|Cardmember Agreement||View Here|
|Cash Advance APR||24.49% (APR is subject to change)|
|Cash Advance Fee||3% or $5 minimum (whichever is greater) for Convenience Check cash advance, 4% or $20 minimum (whichever is greater) for Cash Equivalent cash advance, 4% or $10 minimum (whichever is greater) for all other cash advances|
|Late Payment Fee||Up to $39|
|Purchases APR||12.49% to 23.49%, based on your creditworthiness (APR is subject to change)|
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