|Rewards||5 rewards points for every dollar spent in-store or online at qualifying stores (Ann Taylor, LOFT, Ann Taylor Factory Store, LOFT Outlet and Lou & Grey), 2 points for every dollar spent on gas and groceries, and 1 point per dollar spent everywhere else|
|Signup Bonus||Receive a $20 Rewards Card for your first purchase made outside of Ann Taylor or LOFT|
|Cardmember Agreement||View Here|
|Cash Advance APR||25.24% (APR is subject to change)|
|Cash Advance Fee||$10 or 3% of the amount of the cash advance, whichever is greater|
|Late Payment Fee||Up to $37|
|Purchases APR||25.24% (APR is subject to change)|
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